Thursday, May 16, 2013

Credible Community Resources for our Senior Citizens and their Caregivers


Credible Community Resources for our Senior Citizens and their Caregivers

 

One of the challenges that all North Carolina families face is how to deal effectively and compassionately with the loved ones in their family who are getting too elderly to deal with all of their needs.  Where does one turn for thoughtful, knowledgeable, and credible advice?

 

One of the best resources in the Winston-Salem, North Carolina area is our own Senior Services, which hosts a wide variety of credible services for senior citizens and their families.  Most of us are quite familiar with Meals-On-Wheels, but their services extend far beyond that.

 

One of the most helpful resources that Senior Services operates is its helpline.  You can receive direction about various community resources from transportation, housing options, in-home services, and many more.  You can get help on understanding Medicare and Medicaid; what they cover and benefits for which you may be eligible.  You can get direction on help with the special challenges of being a caregiver.

 

If you or your loved ones have questions about these issues or related ones, contact Senior Services at 724-2040, or email them at their helpline at helpline@seniorservicesinc.org.

 

Financial Management.  Our senior citizens, and those senior citizens whom we may support, have significant financial challenges that can stretch or break the most robust of monthly cash flows.  Financial Pathways of the Piedmont, a United Way agency formerly known as Consumer Credit Counseling, has an excellent program for seniors (60 years old or older).  They can assist seniors on budgeting, debt service, and provide financial education about a host of matters, including reverse mortgages, a subject of three columns in this space a number of months ago. (Senior Financial Care: 336-896-1328; www.financialpaths.org).  If you are a caregiver and you have your own financial challenges, this agency can help you, too. (Financial Pathways of the Piedmont: 336-896-1191; www.financialpaths.org).

 

If your financial challenges are greater than one with which one of these programs can assist you and your income is limited, you should consider contacting Legal Aid of North Carolina for bankruptcy or foreclosure assistance. (336-725-9162; www.legalaidnc.org).

 

Hispanic Services.  There are a host of services for Hispanics in our community, including Catholic Social Services/Casa Guadalupe (336-727-4745;www.cssnc.org);  Forsyth County Public Library/Hispanic Services (336-703-2907; www.Forsyth.cc/Library/hispanic, or www.Forsyth.cc/Library); Communication Access Partners/Interpreters (336-993-4200; www.communicationaccesspartners.com); and Bethany Baptist Church Medical Clinic/Free Clinic ( 336-767-0760; www.bethanybaptistws.com).

 

Insurance Services.  A number of providers offer free counseling and education concerning health insurance options.  They include the Forsyth County Department of Social Services--Medicaid (336-703-3502; www.co.forsyth.nc.us/dss); The Shepherd's Center of Greater Winston-Salem/SHIIP Counselors (336-748-0217; www.shepherdscenter.org); Senior Financial Care/SHIIP Counselors (336-896-1328; www.financialpaths.org); Senior Services, Inc./Help Line/ SHIIP Counselors ( 336-724-2040; www.seniorservicesinc.org); and N C Department of Insurance Consumer Hotline (1-800-546-5664; www.ncdoi.com).

 

Legal Services. The North Carolina Bar Association offers the North Carolina Lawyer Referral Service, in which you can speak to an attorney knowledgeable about senior issues for 30 minutes for no more than $50.  Many times the lawyers who participate in this service will speak with you on the phone and not request payment (1-800-662-7660; www.ncbar.org).  Senior Services operates a Hot Line (336-724-2040). For a list of Forsyth County elder law attorneys, go to www.seniorservices.org.

 

Finally, Senior Services, Inc. has published a Directory of Services that provides contact information on a host of important services from adult day care to victim assistance services, and more.  Call Senior Services for more information about this useful directory (336-724-2040; www.seniorservicesinc.org).

 

The best advice: deal with these matters well before they happen.  Find out what you can while your seniors have their general health and mental faculties. If you get a plan in place, you can avoid so many problems.